About Us

California Health Insurance - Michael EpsteinMichael Epstein, Principal

Michael is the Principal and President of American Compensation Service. He received his Bachelor of Science degree from California Polytechnic State University in San Luis Obispo and his Graduate degree from Golden Gate University.

Michael enjoys spending time on the water boating with family and friends as well as traveling.


Salma Sadiq

Salma Sadiq, joined American Compensation Service in October 2007 after taking time off to raise her two children. She obtained her Life and Health License shortly thereafter and has been assisting clients with their Individual, Life and Health benefit requirements. Salma is also involved working with clients on their Employee Benefit requirements.

Her prior underwriting experience helps with setting up plans for existing and new clients. Salma enjoys spending time with her family and traveling.


Donna Altura

Donna joined our team in 2008, after spending 25 years in the Title Insurance Industry. Donna is an Account Manager focusing on Small and Large Group Employee Benefits. She obtained her CA License for Life and Health in 2009.  

Donna provides expertise in quoting new plans, enrollments, renewal management and client support.  In her spare time she enjoys spending time with her family and friends, cooking and gardening.


Shirazul Sadiq

Shirazul Sadiq

Shirazul Sadiq joined American Compensation Service in October 2012 after taking time out to raise her two children. She has Business and Accounting back ground. She joined us to support our staff in the areas of Group Benefits, Employee Benefits and Individual Life and Health benefits.

In her spare time she likes to spend time with her family and her cat. She loves baking, gardening and, of course, shopping.


Contact Us
Phone     (925) 866-1800
Fax           (925) 866-1860
American Compensation Service, Insurance Services, San Ramon, CA